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Insurance Underwriter

Insurance Underwriter profiles score highest on Organizing and Safety-Seeking. This page covers what the work involves, what the trait profile looks like, what it pays, and where the fit tends to break.

Score your fit for this role See the trait profile

Median pay: $81,370per year, U.S. BLS 2025
Entry education: Bachelor's degreetypical for the occupation

SOURCE · O*NET 13-2053.00 and U.S. Bureau of Labor Statistics. Figures are national and vary widely by state and setting.

What the work involves

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

Skills rated most important

Active Listening69

Critical Thinking69

Reading Comprehension69

Writing69

Speaking66

Work context

Spend Time Sitting98

Indoors, Environmentally Controlled89

Contact With Others88

Face-to-Face Discussions with Individuals and Within Teams85

Spend Time Standing18

Spend Time Walking or Running10

Indoors, Not Environmentally Controlled6

Spend Time Bending or Twisting Your Body3

Spend Time Kneeling, Crouching, Stooping, or Crawling2

Spend Time Climbing Ladders, Scaffolds, or Poles0

Spend Time Keeping or Regaining Balance0

O*NET importance and frequency ratings, 0–100.

The trait profile

Where Insurance Underwriter profiles sit on the eleven Haliscope traits, derived from O*NET’s published interest and work-style data.

Organizing85

Safety-Seeking66

Influencing58

Law-Abiding48

Analyzing44

Persevering42

Helping32

Exploring25

Operating14

Harmonizing11

Creating2

Who it fits, and who it doesn’t

Strong signals

High Analyzing. Measures your drive to understand systems and solve problems. High scorers are knowledge-seeking, strategic thinkers who enjoy investigating and finding solutions.
High Organizing. Measures your preference for structure, detail, and systematic processes. High scorers excel at creating order, optimizing workflows, and maintaining precision.
High Safety-Seeking. Measures your preference for stability and predictability. High scorers value security, prefer familiar environments, and carefully weigh risks before acting.
High Law-Abiding. Measures your commitment to ethics, rules, and fairness. High scorers value honesty, follow procedures, and prefer environments with clear moral guidelines.

Friction points

Low Analyzing. Measures your drive to understand systems and solve problems. High scorers are knowledge-seeking, strategic thinkers who enjoy investigating and finding solutions.
Low Organizing. Measures your preference for structure, detail, and systematic processes. High scorers excel at creating order, optimizing workflows, and maintaining precision.
Low Safety-Seeking. Measures your preference for stability and predictability. High scorers value security, prefer familiar environments, and carefully weigh risks before acting.

These are what the occupation’s profile says, not a hiring criterion. Haliscope is not validated for hiring or screening, and none of these is disqualifying — they are where a fit most often breaks.

Getting in

Entry education: Bachelor's degree.

Most of these occupations require a four-year bachelor's degree, but some do not.

A considerable amount of work-related skill, knowledge, or experience is needed for these occupations. For example, an accountant must complete four years of college and work for several years in accounting to be considered qualified.

O*NET Job Zone descriptions, U.S. Department of Labor.

Exposure to AI

How much of this work AI can already do, and how much AI tools help the people doing it, is scored task by task in the AI Risk Index.

Will AI replace Insurance Underwriter?

Is this profile yours?

Take the assessment and see your eleven scores against this occupation and every other one Haliscope scores. A preview of your results is free; the full report is $10.00.

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